With the rapid development of the Internet when the China Chinese economy at the same time, along with the rapid development of Internet banking is also. Traditional financial industry is and the spirit of the Internet combined and derived in this new field of Internet banking, as countries around the world compete for limited resources on the earth like, Internet companies also with the traditional financial sector competition for the limited resources of the Internet Financial. Internet banking in today's economic development is quite popular as a way of, growing with the development of economic globalization, of course with the continuous improvement of the level of economic development, and Internet banking industry on the pretext of economic globalization trend, rising popularity, started by the top of the enterprise application to the popular, its progress is well-known, bring people the impression is spread fast, contact to a wide range of people, but with found in the process of rapid development, the development of Internet banking is a double-edged sword, we should correct analysis of its advantages and disadvantages, is not blind choice and lead to the bottom of the valley. This article will talk about the status of Internet banking, as well as the future development trend of the discussion.