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储值卡过期怎么办

2025-03-31 07:54:31

推荐回答（2个）

回答1：

过期后就不能再使用了，只能作废。也有权索回余额。
1、储值卡是发卡银行根据持卡人要求将其资金转至卡内储存，交易时直接从卡内扣款的预付钱包式借记卡。
2、储值卡所标注的使用期限是指消费者与经营者的合同履行期限，一旦到期，只能说明双方的服务终止了，但卡内金额的所有权仍属消费者，商家无权私吞。
3、经营者在其经营期间都应当根据储值卡金额向顾客提供相应服务。如果经营者因为所设置的使用期限到期而拒绝提供服务，消费者可要求经营者退还卡内余额或通过法律途径进行维权。

回答2：

你充话费去会扣回你几个月的欠费月租的…你最好就是换过另一张卡…

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