哪位高手帮我把这段文字翻译成英文。谢谢！~~

Our country individual consumption credit difficulty andcountermeasure Abstract: In our country financial organ loan quantity fastgrowth today, not good loaned the remaining sum still to drop slowly.Along with does the individual consumption credit fast development,how strengthen the financial organ credit management, is the financialorgan not allow to neglect question. Along with the market economyunceasing development, GDP enhances year by year, our country city andcountryside inhabitant may control the income to be more and moremany, the lives of the people level gradually improves. The incomeenhancement brings the people to expend the idea to transform, expendsthe economy more and more and individual takes by the multitudinousmerchant. Vigorously develops the individual consumption creditoperation, the expansion domestic consumption demand, the fueleconomic growth, is in recent years the national utilization monetarypolicy implementation macroeconomic regulation and control effectivemethod, also is the commercial bank develops the new service, speedsup own development the new growth spot. This article embarked from ourcountry individual consumption credit operation present situation andsome questions, proposed in the individual consumption creditoperation management difficulty and the countermeasure. Key word: The individual consumption credit operation, individualcredit system, the expense credit risk, the information areasymmetrical