``````````````````````````````````````````````银行能把“小钱”变“大钱”是指银行通过经营货币业务，不断使原有资金增值.应该是小钱变大钱``````````````````````````````````````````不是增值 而是聚沙成塔的道理把居民手中散钱聚起来成为"大钱"而非使其增值 增值是面额不变 但实际价值增加了
